What’s Third Party Insurance and Who Does it Covers Under it.
Third-party insurance is a policy bought by the insured (first-party) from the insurance agency (second party) for security against the…
What is a Waiver of Subrogation? How do I Obtain One for My Small Business Insurance?
In some instances, your client may request that you provide them with something called a waiver of subrogation. Also called…
Does Where you Park Affect Your Insurance Rate?
Did you know our vehicles sit parked 95% of the time? While most of your insurance rate comes from factors…
ACA Linked to Increase in Early Diagnosis of Chronic Diseases
While opponents of the Affordable Care Act (ACA) continue to look for legislative ways to repeal it – the law…
What Does Bonded and Insured Mean and Does It Matter?
Businesses will sometimes indicate that they are “bonded and insured,” but what does being bonded and insured mean exactly? And…
What Should I do if an Employee Gets Hurt at Work?
A worker is injured when a stack of metal pipes breaks free of its restraints and his leg gets trapped…
4 Types of Workers’ Compensation Benefits and How They Can Help You
Workers’ compensation insurance is coverage that helps pay costs associated with on-the-job injuries, illnesses, and fatalities. This can include medical…
Advertising Agency Insurance: What is It and What Should It Cover?
The term advertising agency insurance refers to a set of policies that protect an agency from potentially devastating financial liability…
Can You Tax a Car Without Insurance in the United States?
Car tax and car insurance go inseparably. You should have insurance set up while driving a vehicle. You can tax…
Does BOP Coverage Address Social Media Risks?
A business owners policy (BOP), which is also called property and liability insurance, is a policy that combines property insurance…

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Protect Your Family From The Unexpected
My Name is Sarah Boudreau. I am an energetic and compassionate individual, who enjoys helping families and individuals protect what…